Whole life insurance has always been a way to build a foundation for tomorrow while ensuring what you most value today-your loved ones, your business, your new home - will still be financially protected in the event of the unexpected.

Traditionally, Whole Life insurance has required that you either pay premiums for the life of the policy - up to age 100 - or you can choose to compress your premiums over 10 years, 20 years, or to age 65. The disadvantage of the lifetime payment method is that you are saddled with paying premiums right through retirement. Yet the limited number of shorter-term payment plans may not fit your budget or timetable.

Custom Whole Life is the first Whole Life product that offers you the unique ability to set your own premium payment schedule. In fact, it allows you to pick the exact year you want your Whole Life policy to be "paid-up" - ending your premium payments.

Custom Whole Life allows you to:


-Pay all your Whole Life premiums in as little as five years.


-Pay-up your policy at any age you choose, up to age 75. For a 30-year-old, that means the premium payment period can be from 5 to 45 years.

Custom Whole Life is available for anyone from birth to age 70, and should the entire death benefit no longer be needed, the policy values may provide many uses - from supplemental retirement income to helping fund a child's college education. Keep in mind that even though your premiums end when you choose, your life insurance coverage continues for your lifetime.

Custom Whole Life is a next-generation product designed to give you greater choice, control and performance than other whole life policies.